The independence and dedication of youth in our time are excellent factors that help people develop and achieve certain goals. You will not be surprised by the fact that students of universities and technical schools earn extra money in their spare time in order to get pocket money or means for living. Often there are situations where there is an urgent need for money. Illness, repair, purchase of household appliances or other goods – all this is accompanied by expenses. If a person saved a certain amount of cash, then this problem will be easy to solve. But if there is no money, another problem arises – where to get a loan? An adult in such a case has more opportunities. And what about young people at the age of 21?